Showing posts with label saving. Show all posts
Showing posts with label saving. Show all posts

Tuesday, July 1, 2014

Money Talks: Financial advantage of being a Human Nature dealer

Hola blogfriends! 
I've been a Human Nature dealer for almost two years now - and I've never been inactive. Now I ask myself why - what did I sign up for? What are my benefits?

I did a little research and some calculations, and voila!  Here's a table of product prices from Human Nature, compared to the usual products that we use(d) at home:



While there's less discount at some products like shampoo and soap, we could still get discounts overall. Plus, if you're a diligent dealer, you can get higher discount (up to 30%). I had up to 27.5% discount once. 
It just means that it pays off that I cut the middleman (like supermarkets) and become a dealer, because I save lots.

It's a good feeling to save, y'all.

Not only that, there are lots of plus points on why it's good to switch to Human Nature. Here are some of the reasons (coming from their website):

  • Here's the company's mision: '...sustainably build a global company which will showcase the best of the Philippines and uplift all our people, especially the poor through providing affordable, quality, natural products.'
  • They have partnerships with Gawad Kalinga to build homes and help farmers to be more efficient in their craft by having products in which 100% of the profit that come from it will be for the benefit of GK (e.g. Bug Shield)
  • The products are ORGANIC. Great way to have a healthier lifestyle. :)

Want to become a dealer, too? Here's the link to the form. :) 
(Shameless link, I know. But I need to do it. :D)

Dealer terms are here.
Still have questions? Don't hesitate to ask by commenting below. :)

Wednesday, January 29, 2014

52-Week Money Challenge ~ with a twist (EASY-EDIT TEMPLATE INCLUDED)

I had to jump into the bandwagon. 

Yes, I'm also doing the 52-week money challenge! :D
Yes, I don't want to put the money in a jar because the bills would be crumpled.

I started last week of December, with a minimum of Php 25 increments. It's one of the lowest starting point, but I really want to finish this so I had to choose the safest starting point for me. 

(Want to start at different starting value? Here's a template for you! Download it (it will be downloaded as Excel), change '25' to your desired value ~everything else will change~, aaand start saving! You're welcome! :D)

I started 'right' during my first two weeks, but decided to give the rules a twist. Because I have money left on my third week, I checked the Php250 week: the new goal now is to cross out all 52 weeks. :) 
Cheating? I don't think so. I just don't want to spend the extra money on something forgettable and not budget-related. :) 

My reasons for doing this challenge are:

  1. I miss having a DSLR so much,and a budgeting plan is needed for me to have another one.  [I 'drowned' my last camera] 
  2. I want to train myself to save constantly.
  3. I want to 'see' where my extra money will go. I have these little extra earnings coming from load (Globe and Sun) and being a Human Nature dealer (this helps me save a lot in my monthly grocery for toiletries too). Plus I signed up to these money-generating social media campaigns/ads like Churpchurp (you can join too here!), Nuffnang and adfly (you can also join here).  
  4. I know I have valuable stuff that I don't use, so this challenge pushes me to sell them already. 


I'm on my sixth week now, and so far, so good. :)